O Impact of Financial Education on the level of Financial Inclusion in Mozambique

Authors

DOI:

https://doi.org/10.18226/25253824.v7.n12.10

Keywords:

Financial Education, Financial Inclusion, Mozambique.

Abstract

This article is about how financial education contributes to increasing financial inclusion in Mozambique, this is a literature review study, based on the financial inclusion plan of the Stock Exchange of Mozambique and the survey on Strengthening capacity and financial inclusion in Mozambique, so financial inclusion represents the level of coverage of such financial services to the population, while financial education represents a process of learning concepts and financial services available on the market that will provide and flexibility, enabling the proper use of money and help build a society with individuals with financial responsibility. We will verify in the three topics the development of financial education, financial inclusion and the level of financial inclusion in Mozambique, culminating with an analysis of the theoretical basis, making it possible to conclude that although there are other components also relevant to the effect, financial education contributes significantly to the level of financial inclusion in Mozambique.

References

Pelicioli, A. F. (2011). A relevância da educação financeira na formação de jovens (Master's thesis, Pontifícia Universidade Católica do Rio Grande do Sul). Recuperado de http://tede2.pucrs.br/tede2/handle/tede/3405

WBG (2014). Fortalecendo a capacidade e a inclusão financeira em Moçambique: avaliação do lado da demanda. Washington, DC.

Libâneo, C. J. (1990). Didática. São Paulo, Cortez Editora

Pires, V. (2006). Finanças pessoais fundamentos e dicas. Piracicaba: Editora Equilíbrio.

Gitman, L. J. (2010). Pincipios de administração financeira (12a Ed.). São Paulo: Pearson Prentice Hall

OCDE (2005). Improving Financial Literacy: Analysis of issues and policies. Paris, France.

BVM (2019). Programa de educação financeira da BVM -2020- 2024. Maputo, Moçambique recuperado de http://www.bvm.co.mz/boletim_cotacoes/Programa-de-Educacao-Financeira-BVM-2020-2024.pdf

Kassardjian, A. C. C. (2013). Educação financeira infantil, como o incentivo a essa prática pode auxiliar na formação de adultos financeiramente mais conscientes. Fundação Getúlio Vargas–Escola de Administração de Empresas de São Paulo. São Paulo, Brasil.

Mantoan, M. T. E. & Prieto, R. G. (2003). Inclusão escolar, oque e? por que? Como fazer?. São Paulo, Moderna.

Gardeva, A. e E. Rhyne. (2011). Opportunities and Obstacles to Financial Inclusion: Survey Report. Center for Financial Inclusion at Accion International, Publication 12.

CGAP (2011).Global Standard-Setting Bodies and Financial Inclusion for the Poor: Toward Proportionate Standards and Guidance. White Paper Prepared by Consultative Group to Assist the Poor - CGAP on Behalf of the G-20’s Global Partnership for Financial Inclusion. Washington, D.C.

BM (2013). Desafios da Inclusão Financeira em Moçambique Uma Abordagem do Lado da Oferta. Pemba, Moçambique

BM (2021). Relatório de inclusão financeira 2020 (5a Ed.).Maputo, Moçambique

INE (2017). Resultados Definitivos: Censo 2017, IV recenseamento geral da população e habitação. recuperado de http://www.ine.gov.mz/iv-rgph-2017/mocambique/apresentacao-resultados-do-censo-2017-1&sa=U&ved=2ahUKEwiru4a4jMnyAhX_g_0HHazYDv0QFnoECAAQAQ&usg=AOvVaw2DYdo4tEP1pqpkNf_nJsBS

Published

2023-12-18

How to Cite

Hilario Ramos, R. (2023). O Impact of Financial Education on the level of Financial Inclusion in Mozambique. Interdisciplinary Journal of Applied Science, 7(12). https://doi.org/10.18226/25253824.v7.n12.10