Pesquisa sobre o impacto da inteligência artificial na segurança financeira no contexto dos desafios tecnológicos modernos
DOI:
https://doi.org/10.18226/25253824.v8.n13.08Palavras-chave:
Inovação, Tendências globais, Aprendizado de máquina, Riscos, Segurança da informação, PreconceitosResumo
A natureza ambígua das consequências da introdução da inteligência artificial exige a investigação de seus benefícios e riscos no contexto da segurança financeira. O objetivo deste estudo foi avaliar as perspectivas e os riscos existentes da introdução da inteligência artificial na área da segurança financeira de empresas e instituições e desenvolver mecanismos para mitigar os problemas identificados. O estudo empregou o método estatístico, o método preditivo, o método descritivo, os métodos de análise e síntese e o método qualitativo. O estudo identificou as principais áreas promissoras para a introdução da inteligência artificial, incluindo a detecção de anomalias, a melhoria dos procedimentos de pagamento, a autenticação de documentos, a minimização de erros e o aconselhamento sobre a tomada das melhores decisões de investimento. As principais desvantagens identificadas incluíram riscos à segurança da informação e de dados pessoais, o risco de viés, injustiça e discriminação, o deslocamento de empregos e a perda de habilidades profissionais das pessoas. Mas são particularmente preocupantes as consequências globais de longo prazo do impacto da inteligência artificial na sociedade como um todo e as dúvidas sobre a capacidade de controlá-la. Para mitigar os riscos identificados, o estudo propôs a utilização da ferramenta Senior Managers and Certification Regime (SM&CR), que permite responsabilizar os funcionários por seu comportamento e competência. Também foi enfatizada a necessidade de a gestão da empresa estar plenamente ciente de todos os aspectos da implementação da inteligência artificial, incluindo seu tipo, riscos associados, oportunidades e impacto sobre todas as partes interessadas. Os resultados deste estudo podem ser úteis na prática de empresas e instituições que planejam implementar inteligência artificial para aumentar a conscientização sobre os benefícios, riscos e sua minimização.
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